Thank you very much for your continued support. The Operational Management Team (OMT) and Finance Committee continue to monitor operating expense closely to reduce the anticipated deficit for the year. Your faithful support over the past several years has allowed us to develop a sufficient reserve, so we will not need to borrow money to cover any deficit.

For more information: The detailed report is available in the church office. Please contact Karen Field ( ) if you have questions or would like a pdf of the report sent to you via email or regular mail.

Building Loan: The church has received significant gifts in November for the Building Fund such that the projected pay off date has been shortened by 6 months (to early 2024).

2023 Operating Campaign: Thanks again for the responses that we have had to support the proposed 2023 operating budget. Details about this budget are available in the church office. You can continue to turn in your estimate of operating giving cards via mail, drop-off at church, or the St. Andrew website.

News from Financial Secretary: We have learned that the numbered envelopes for 2023 have been delayed due to equipment breakdowns. We still expect to get them before the end of the year.

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